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The spread of the COVID-19 has unsettled us all. My thoughts are with those directly impacted, our healthcare workers and of course with you, our clients. This is a time of significant uncertainty for many people around the world. It is a time for communities to come together and take care of one another. With the COVID-19 virus being declared a global pandemic, we wanted to share some important information about the steps we’re taking to support you during these uncertain times. Our first priority is the safety and wellbeing of our customers, our people and the general public. We’re closely monitoring the COVID-19 situation and, following the advice of the government authorities, we will respond to any updated recommendations.